Auto Accident Injury/Death

If you have been involved in an automobile collision:

  1. Always call the police: never let the other driver convince you to NOT call. The other driver may have a suspended license, an outstanding warrant or be under the influence of intoxicants and may ask that you keep the police out of it. Don’t. In other words, always call the police. A police report can be invaluable post-accident.
  2. Never leave the scene without exchanging your name, your contact information and your vehicle registration number with everyone involved. If the accident results in physical injury, or death, call the police, or 911, immediately. Wait for the police to arrive. Leaving the scene of the accident without taking these steps, even for a minor impact, can be a crime.
  3. Never assume the police will take pictures of the scene or of the vehicles. In other words, if you’re physically able, take pictures at the scene, or ask a friend or family member to do so.
  4. Don’t engage in extensive conversation, other than with the police or medical professionals, at the scene of the accident, especially about the circumstances of the accident. In other words, limit your conversation, except with the police or medical professionals.
  5. Get the names and contact information of any witnesses as soon as you’re able: never assume someone else, whether the police or otherwise, will get the names and contact information for witnesses. Witnesses oftentimes won’t wait around for the police to come.
  6. If you’re hurt or in pain, don’t wait to get medical treatment. If you’re not in pain but reasonably believe you might be hurt, seek medical treatment. Symptoms of injury don’t always present themselves the same day, or even the same week. Slight pain can become severe pain in the days following a collision. A delay in treatment can provide an excuse for an insurance company to later deny your claim.
  7. Talk with an attorney as soon as you’re able. Insurance companies don’t wait to take statements of witnesses or wait to gather evidence. Memories fade, cars are repaired and people move. A experienced personal injury attorney will begin an investigation immediately.
  8. Never give a statement to the other driver’s insurance company or investigator without first talking with an attorney.
  9. Never sign any document, unless it’s for the police or your own insurance agent. Most importantly, never sign a release without first consulting with an attorney.
  10. Ask your insurance agent to provide proof of insurance to the State. Indiana law generally requires, if you’re involved in a collision, that you provide proof of insurance to the Bureau of Motor Vehicles, generally within 90 days. Failure to do so may result in the suspension of your license.